/* Hero */
.hero {
  position: relative;
  min-height: 90vh;
  display: flex;
  align-items: center;
  justify-content: center;
  padding-block: 8vh 6vh;
  background-image: radial-gradient(
    circle,
    rgba(255, 255, 255, 0.04) 1px,
    transparent 1px
  );
  background-size: 24px 24px;
}

.hero__inner {
  max-width: 1100px;
  margin-inline: auto;
  text-align: center;
}

.hero__eyebrow {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex-direction: column;
  gap: 0.35rem;
}

.live-dot {
  width: 14px;
  height: 14px;
  border-radius: 50%;
  background: var(--color-accent);
  flex-shrink: 0;
  animation: live-pulse 2s ease-in-out infinite;
}

@keyframes live-pulse {
  0%,
  100% {
    opacity: 1;
    transform: scale(1);
    box-shadow: 0 0 0 0 rgba(190, 255, 0, 0.45);
  }

  50% {
    opacity: 0.7;
    transform: scale(0.9);
    box-shadow: 0 0 0 10px rgba(190, 255, 0, 0);
  }
}

.hero h1 {
  font-size: clamp(2.25rem, 7vw, 5.5rem);
  line-height: 0.9;
  margin-top: 2rem;
}

.hero__sub {
  margin-top: 2rem;
  font-size: 1.15rem;
  color: var(--color-text-muted);
  max-width: 50ch;
  margin-inline: auto;
}

.hero .btn-row {
  margin-top: 3rem;
}

.hero h1 .hero__char {
  display: inline-block;
  opacity: 0;
  filter: blur(10px);
  animation: hero-char-in 0.35s ease forwards;
  animation-delay: calc(var(--char-i, 0) * 0.035s);
}

@keyframes hero-char-in {
  to {
    opacity: 1;
    filter: blur(0);
  }
}

.hero__facts {
  margin-top: 2rem;
  font-family: var(--font-display);
  font-size: 0.9rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--color-text-muted);
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  align-items: center;
  gap: 0.65rem 0.85rem;
}

.hero__facts-sep {
  color: var(--color-accent);
  font-weight: 700;
}

.stats__value.is-counting,
.stats__value--text.is-visible {
  opacity: 1;
}

.stats__value[data-countup]:not(.is-counting):not(.is-visible) {
  opacity: 0.35;
}

.stats__value--text[data-countup]:not(.is-visible) {
  opacity: 0;
  transform: translateY(0.5rem);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.stats__value--text.is-visible {
  transform: translateY(0);
}

/* Stats diary */
.stats__row {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: 1rem;
  padding: 1.1rem 0;
  border-bottom: var(--border-thin);
}

.stats__row:first-child {
  border-top: var(--border-thin);
}

.stats__value {
  min-width: 0;
  font-family: var(--font-display);
  font-size: clamp(1.75rem, 4.5vw, 2.75rem);
  font-weight: 700;
  color: var(--color-accent);
  line-height: 1;
}

.stats__label {
  font-size: 1rem;
  color: var(--color-text-muted);
  text-transform: lowercase;
  letter-spacing: 0.02em;
  flex-shrink: 0;
}

@media (max-width: 767px) {
  .stats__row {
    flex-direction: column;
    align-items: flex-start;
    gap: 0.5rem;
  }

  .stats__value {
    font-size: clamp(1.5rem, 6vw, 2.25rem);
  }
}

/* How it works */
.hiw__layout {
  display: grid;
  gap: 1.5rem;
  align-items: start;
}

@media (min-width: 1024px) {
  .hiw__layout {
    grid-template-columns: 1fr  minmax(280px, 340px);
    gap: 1.75rem;
    align-items: start;
  }
}

.timeline {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

.timeline__step {
  display: grid;
  grid-template-columns: 3rem 1fr;
  gap: 0 1rem;
  align-items: start;
  padding: 1rem 1rem 1rem 0;
  background: var(--color-bg-card);
  border: var(--border-thin);
  transition: border-color 0.2s ease, background 0.2s ease;
}

.timeline__step:hover {
  border-color: rgba(190, 255, 0, 0.45);
  background: #2a2a2a;
}

.timeline__num {
  font-family: var(--font-display);
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--color-accent);
  line-height: 1;
  padding: 1.15rem 0 0 1.15rem;
  opacity: 0.85;
}

.timeline__body {
  padding: 1.15rem 1.15rem 1.15rem 0;
}

.timeline__body h3 {
  font-size: clamp(1.05rem, 2vw, 1.3rem);
  line-height: 1.1;
}

.timeline__body p {
  margin-top: 0.4rem;
  color: var(--color-text-muted);
  font-size: 0.9rem;
  line-height: 1.5;
  max-width: 42ch;
}

.hiw__aside {
  display: flex;
  flex-direction: column;
  align-items: center;
  padding: 0;
  background: none;
  border: none;
}

.hiw__aside-label {
  align-self: flex-start;
  font-family: var(--font-display);
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.15em;
  color: var(--color-text-muted);
  margin-bottom: 0.85rem;
}

.hiw__aside .iphone-device {
  width: 100%;
  max-width: 300px;
  filter: drop-shadow(0 12px 40px rgba(0, 0, 0, 0.45));
}

.hiw__aside .iphone-device__island {
  display: none;
}

.hiw__aside .iphone-device__shot {
  display: block;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: top center;
}

@media (min-width: 1024px) {
  .hiw__aside {
    position: sticky;
    top: 5.5rem;
  }
}

/* Loan types bento */
.types .section-header h2 {
  font-size: clamp(1.75rem, 4.5vw, 3rem);
}

.bento {
  display: grid;
  grid-template-columns: 1.35fr 1fr 1fr;
  grid-template-rows: auto auto auto;
  gap: 1px;
  background: rgba(206, 206, 206, 0.15);
}

.bento-card {
  background: var(--color-bg-card);
  text-decoration: none;
  color: var(--color-text-primary);
  position: relative;
  display: flex;
  flex-direction: column;
  padding: 1rem 1rem;
  min-height: 0;
  transition: background 0.25s ease, color 0.25s ease;
}

.bento-card:hover {
  background: var(--color-accent);
  color: var(--color-dark);
}

.bento-card:hover h3,
.bento-card:hover .bento-card__num,
.bento-card:hover .bento-card__desc {
  color: var(--color-dark);
}

.bento-card:hover .bento-card__num {
  opacity: 1;
}

.bento-card:hover .bento-card__desc {
  opacity: 0.85;
}

.bento-card--big {
  grid-row: 1 / 3;
  grid-column: 1;
  min-height: 180px;
  padding: 1.15rem 1rem;
}

.bento-card--medium {
  min-height: 110px;
}

.bento-card--row {
  position: relative;
  grid-column: 1 / -1;
  grid-row: 3;
  flex-direction: row;
  align-items: center;
  justify-content: center;
  gap: 0;
  padding: 1.15rem 3.5rem;
  min-height: 0;
  text-align: center;
}

.bento-card__row-body {
  flex: 0 1 auto;
  min-width: 0;
  max-width: 42rem;
}

.bento-card--row h3 {
  font-size: 1.1rem;
  padding-right: 0;
}

.bento-card--row .bento-card__desc {
  margin-top: 0.25rem;
  max-width: none;
  margin-inline: auto;
}

.bento-card--row .bento-card__num {
  position: absolute;
  top: 1rem;
  right: 1rem;
  left: auto;
  font-size: 1.75rem;
  opacity: 1;
}

.bento-card--row .bento-card__arrow {
  position: absolute;
  right: 1.25rem;
  top: 50%;
  margin-top: 0;
  padding-top: 0;
  transform: translateY(-50%) translateX(-10px);
}

.bento-card--row:hover .bento-card__arrow {
  transform: translateY(-50%) translateX(8px);
}

.bento-card__num {
  position: absolute;
  top: 1rem;
  right: 1rem;
  font-family: var(--font-display);
  font-weight: 700;
  color: var(--color-accent);
  line-height: 1;
  opacity: 0.55;
  transition: opacity 0.2s ease, color 0.2s ease;
}

.bento-card--big .bento-card__num {
  font-size: clamp(1.75rem, 3vw, 2.25rem);
}

.bento-card--medium .bento-card__num {
  font-size: clamp(1.25rem, 2vw, 1.5rem);
}

.bento-card h3 {
  font-size: clamp(1.1rem, 2vw, 1.35rem);
  line-height: 1.05;
  padding-right: 2.5rem;
}

.bento-card--big h3 {
  font-size: clamp(1.2rem, 2.2vw, 1.5rem);
}

.bento-card__desc {
  margin-top: 0.35rem;
  font-size: 0.85rem;
  color: var(--color-text-muted);
  line-height: 1.45;
  max-width: 28ch;
}

.bento-card--big .bento-card__desc {
  margin-top: 0.5rem;
}

.bento-card__arrow {
  margin-top: auto;
  padding-top: 0.75rem;
  font-family: var(--font-display);
  font-size: 1.25rem;
  line-height: 1;
  text-align: right;
  opacity: 0;
  transform: translateX(-10px);
  transition: opacity 0.25s ease, transform 0.25s ease, color 0.2s ease;
}

.bento-card:hover .bento-card__arrow {
  opacity: 1;
  color: var(--color-dark);
  transform: translateX(8px);
}

@media (max-width: 767px) {
  .bento {
    grid-template-columns: 1fr;
    grid-template-rows: none;
  }

  .bento-card,
  .bento-card--big,
  .bento-card--medium,
  .bento-card--row {
    grid-column: auto;
    grid-row: auto;
    flex-direction: column;
    align-items: stretch;
    justify-content: flex-start;
    text-align: left;
    min-height: 8.5rem;
    padding: 1.15rem 3.25rem 1rem 1.15rem;
  }

  .bento-card--big h3 {
    font-size: clamp(1.1rem, 2vw, 1.35rem);
  }

  .bento-card--big .bento-card__num,
  .bento-card--medium .bento-card__num {
    font-size: clamp(1.25rem, 2vw, 1.5rem);
    opacity: 0.55;
  }

  .bento-card__desc {
    max-width: none;
  }

  .bento-card--row .bento-card__row-body {
    flex: 1 1 auto;
    display: flex;
    flex-direction: column;
    align-items: stretch;
    max-width: none;
    width: 100%;
    text-align: left;
  }

  .bento-card--row .bento-card__desc {
    margin-top: 0.35rem;
    margin-inline: 0;
    text-align: left;
  }

  .bento-card--row .bento-card__num {
    position: absolute;
    top: 1rem;
    right: 1rem;
    left: auto;
    font-size: clamp(1.25rem, 2vw, 1.5rem);
    opacity: 0.55;
  }

  .bento-card--row .bento-card__arrow {
    position: static;
    margin-top: auto;
    padding-top: 0.75rem;
    text-align: right;
    transform: translateX(-10px);
  }

  .bento-card--row:hover .bento-card__arrow {
    transform: translateX(8px);
  }
}

/* Worth knowing — 3×2 grid */
.know__head {
  margin-bottom: var(--section-header-gap);
  max-width: 36ch;
}

.know__head h2 {
  font-size: clamp(1.75rem, 4.5vw, 3.25rem);
  line-height: 0.95;
}

.know__lead {
  margin-top: 0.75rem;
  font-size: 1rem;
  color: var(--color-text-muted);
  line-height: 1.55;
}

.know__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0.75rem;
}

.know__card {
  position: relative;
  display: flex;
  flex-direction: column;
  min-height: 128px;
  padding: 1.1rem 1rem;
  background: var(--color-bg-card);
  border: var(--border-thin);
  overflow: hidden;
  transition: border-color 0.25s ease, background 0.25s ease;
}

.know__card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 2px;
  background: var(--color-accent);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.3s ease;
}

.know__card::after {
  content: attr(data-num);
  position: absolute;
  right: 0.35rem;
  bottom: -0.15rem;
  font-family: var(--font-display);
  font-size: clamp(3.5rem, 8vw, 5rem);
  font-weight: 700;
  line-height: 1;
  color: var(--color-accent);
  opacity: 0.07;
  pointer-events: none;
}

.know__card:hover {
  background: #2e2e2e;
  border-color: rgba(190, 255, 0, 0.35);
}

.know__card:hover::before {
  transform: scaleX(1);
}

.know__num {
  font-family: var(--font-display);
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.2em;
  color: var(--color-accent);
  opacity: 0.9;
}

.know__card h3 {
  margin-top: 0.65rem;
  font-size: 1.1rem;
  line-height: 1.15;
  position: relative;
  z-index: 1;
}

.know__card p {
  margin-top: auto;
  padding-top: 0.65rem;
  font-size: 0.85rem;
  color: var(--color-text-muted);
  line-height: 1.5;
  position: relative;
  z-index: 1;
}

@media (max-width: 1023px) {
  .know__grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 599px) {
  .know__grid {
    grid-template-columns: 1fr;
  }

  .know__card {
    min-height: 0;
  }
}

/* Final CTA */
.final-cta {
  position: relative;
  overflow: hidden;
  background-color: var(--color-accent);
  background-image: repeating-linear-gradient(
    -45deg,
    transparent,
    transparent 20px,
    rgba(26, 26, 26, 0.04) 20px,
    rgba(26, 26, 26, 0.04) 21px
  );
  color: var(--color-dark);
  padding-block: clamp(3rem, 8vw, 6rem);
  text-align: center;
}

.final-cta__inner {
  max-width: 1200px;
}

.final-cta__layout {
  display: grid;
  gap: 2rem;
  align-items: center;
  justify-items: center;
}

.final-cta__copy {
  display: flex;
  flex-direction: column;
  align-items: center;
  max-width: 34rem;
}

.eyebrow--dark {
  color: rgba(26, 26, 26, 0.55);
  letter-spacing: 0.28em;
  margin-bottom: 1rem;
}

.final-cta h2 {
  font-size: clamp(2.25rem, 7vw, 5.25rem);
  line-height: 0.9;
  margin: 0 0 1.75rem;
}

.final-cta__media {
  width: min(100%, 340px);
  margin: 0;
  line-height: 0;
}

.final-cta__media img {
  display: block;
  width: 100%;
  height: auto;
  filter: drop-shadow(0 28px 50px rgba(0, 0, 0, 0.22));
  animation: cta-phone-float 5.5s ease-in-out infinite;
}

@keyframes cta-phone-float {
  0%,
  100% {
    transform: translateY(0);
  }

  50% {
    transform: translateY(-14px);
  }
}

.final-cta .app-badge--cta {
  padding: 0.65rem 1.35rem;
  margin-bottom: 1.25rem;
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.final-cta .app-badge--cta:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.2);
}

.final-cta .app-badge--cta strong {
  font-size: 1.2rem;
}

.final-cta__sub {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 0.35rem 0.5rem;
  margin: 0;
  font-size: 0.95rem;
  opacity: 0.72;
}

.final-cta__sub span:not(:last-child)::after {
  content: "·";
  margin-left: 0.5rem;
  opacity: 0.5;
}

@media (min-width: 900px) {
  .final-cta__layout {
    grid-template-columns: 0.95fr 1.15fr;
    gap: 0.5rem 1.5rem;
    justify-items: stretch;
    text-align: left;
  }

  .final-cta__copy {
    align-items: flex-start;
    justify-content: center;
    padding-block: 1rem;
  }

  .final-cta__media {
    width: min(100%, 560px);
    justify-self: end;
    align-self: center;
    margin-right: -2.5rem;
  }

  .final-cta h2 {
    margin-bottom: 2rem;
  }

  .final-cta__sub {
    justify-content: flex-start;
  }
}