Privacy Policy

Effective date: April 8, 2026

Last updated: April 8, 2026

GC DOES LOANS LLC (“Company,” “we,” “us,” or “our”) operates the GC Payday Loans website and related online services (collectively, the “Services”). This Privacy Policy describes how we collect, use, disclose, and otherwise process personal information in connection with the Services, and explains certain rights you may have depending on where you live. We are not a direct lender; we provide a matching and referral experience that may involve third-party lenders and service providers.

1. Scope and agreement

This Privacy Policy applies to personal information we process when you visit our website, create or manage an account (if available), submit forms, communicate with us, or otherwise interact with the Services. By using the Services, you acknowledge that you have read this notice and agree to the practices described here, subject to applicable law. If you do not agree, you should discontinue use of the Services.

This policy does not govern third-party websites, applications, or lenders you may access after leaving our Services. Those parties maintain their own privacy notices, which we encourage you to read carefully before providing information.

2. Definitions

  • Personal information means information that identifies, relates to, or could reasonably be linked with you or your household, directly or indirectly.
  • Processing includes collecting, storing, using, disclosing, analyzing, deleting, or otherwise handling personal information.
  • Service providers are vendors that process personal information on our behalf under contractual obligations.
  • Third-party lenders and partners are independent businesses that may receive information to evaluate or service a request for credit-related products.

3. Categories of personal information we collect

Depending on how you interact with us, we may collect the following categories of information:

3.1 Information you provide directly

  • Identifiers such as full name, postal address, email address, and telephone number.
  • Demographic and application-related details such as date of birth, state of residence, employment status, employer name, income range, housing status, and requested loan amount or term.
  • Account credentials if you register for an account (such as username and password).
  • Communications you send to us, including support requests, complaints, survey responses, and other correspondence.
  • Payment-related information if required for a specific transaction we facilitate (processed in accordance with applicable rules and partner requirements).

3.2 Information collected automatically

  • Device and technical data such as IP address, browser type and version, operating system, device identifiers, language settings, and general location derived from IP address.
  • Usage data such as pages viewed, time and date of visits, referring and exit pages, clickstream data, and interaction events.
  • Cookie, pixel, and similar technologies data as described in the “Cookies and similar technologies” section below.

3.3 Information from third parties

We may receive information from:

  • Third-party lenders, brokers, or lead platforms involved in your inquiry or application path.
  • Identity verification, fraud prevention, or analytics vendors.
  • Advertising or affiliate partners, where permitted by law.
  • Public sources or data licensors, where permitted.

4. How we use personal information

We use personal information for the following business and operational purposes:

  • Providing the Services: operating the website, processing your requests, routing you to potential lenders, and facilitating communications related to your inquiry.
  • Security and fraud prevention: detecting, investigating, and preventing malicious activity, abuse, unauthorized access, and fraudulent submissions.
  • Customer support: responding to questions, troubleshooting issues, and managing complaints or disputes.
  • Analytics and improvement: understanding how users interact with the Services, testing features, and improving performance, content, and user experience.
  • Marketing and advertising: where permitted, sending promotional communications, measuring campaign effectiveness, and customizing messaging based on interests or interactions.
  • Legal compliance: complying with applicable laws, regulations, legal process, and governmental requests; enforcing our terms; and protecting rights, privacy, safety, or property.
  • Business transactions: evaluating or completing a merger, acquisition, financing, reorganization, bankruptcy, or sale of assets, subject to appropriate safeguards.

5. How we disclose personal information

We may disclose personal information in the following circumstances:

  • Third-party lenders and lending partners: to match you with potential providers and enable review of your request. These parties use your information under their own policies and loan documents.
  • Service providers: hosting, data storage, analytics, customer relationship tools, email delivery, security monitoring, and similar functions, subject to confidentiality and processing terms.
  • Professional advisors: lawyers, auditors, and insurers where necessary.
  • Legal and safety: when required by law, subpoena, or governmental request, or when we believe disclosure is necessary to protect the rights, property, or safety of our users, the public, or our business.
  • Business transfers: in connection with a merger, acquisition, or asset sale, your information may be transferred as part of that transaction.
  • With your direction or consent: when you request or authorize sharing.

We do not sell personal information for monetary consideration in the traditional sense of exchanging data for payment. However, certain disclosures (such as sharing with advertising partners for cross-context behavioral advertising) may be considered a “sale” or “sharing” under some state laws. See “Your privacy rights” below for opt-out mechanisms where applicable.

6. Cookies and similar technologies

We use cookies, web beacons, pixels, local storage, scripts, and similar technologies to recognize browsers and devices, maintain session state, remember preferences, measure traffic, and support marketing attribution.

6.1 Types of cookies

  • Strictly necessary: required for core site functions such as security, load balancing, and form submission.
  • Functional: remember settings such as language or region when you choose those features.
  • Analytics: help us understand aggregate usage patterns and improve the Services.
  • Advertising: may be used to deliver or measure ads, including interest-based ads on third-party sites.

6.2 Your choices

You can control cookies through your browser settings. Blocking certain cookies may affect site functionality. You may also use industry opt-out tools where available, such as the Digital Advertising Alliance or Network Advertising Initiative, and device-level settings for mobile identifiers.

7. Data retention

We retain personal information for as long as reasonably necessary to fulfill the purposes described in this policy, unless a longer period is required or permitted by law. Retention criteria include the nature of the data, the sensitivity of the information, potential risk of harm from unauthorized use, whether we can achieve the purposes through other means, and legal, regulatory, tax, or accounting requirements.

When retention is no longer necessary, we will delete, de-identify, or aggregate the information in accordance with our internal procedures, subject to applicable exceptions (such as backup systems or litigation holds).

8. Security

We implement administrative, technical, and organizational safeguards designed to protect personal information, including encryption in transit where appropriate, access controls, monitoring, and vendor diligence. No method of transmission or storage is completely secure; we cannot guarantee absolute security. You are responsible for maintaining the confidentiality of your credentials and for using secure networks when accessing the Services.

9. Children’s privacy

The Services are not directed to individuals under 18 years of age (or the age of majority in your jurisdiction), and we do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us and we will take appropriate steps to delete it, subject to applicable law.

10. International users

The Services are intended for users located in the United States. If you access the Services from outside the United States, you understand that your information may be processed in the United States or other countries where privacy laws may differ from those in your country.

11. Your privacy rights

Depending on your state of residence, you may have certain rights regarding your personal information. These rights may include:

  • The right to know what personal information we collect, use, and disclose.
  • The right to access a copy of certain personal information we hold.
  • The right to request correction of inaccurate information.
  • The right to request deletion of personal information, subject to exceptions.
  • The right to opt out of certain processing, including “sales,” “sharing,” or targeted advertising, where those terms are defined by applicable law.
  • The right to limit use or disclosure of sensitive personal information in some jurisdictions.
  • The right to appeal a decision regarding a privacy request, where required.
  • The right not to receive discriminatory treatment for exercising privacy rights.

California residents: we provide additional disclosures as required by the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA). You may submit requests through the contact methods below. We will verify your request in accordance with applicable law and may need additional information to confirm your identity.

Authorized agents may submit requests on your behalf where permitted by law, with appropriate authorization and verification.

12. Communication preferences and marketing

You may opt out of promotional emails by using unsubscribe links in those messages or by visiting our unsubscribe page. You may continue to receive transactional or relationship messages (such as service-related notices) where permitted by law. SMS or call preferences may be managed through instructions provided in those channels or by contacting us.

13. Third-party links and lender sites

Our Services may contain links to third-party websites, tools, or lender portals. We are not responsible for the privacy practices of those third parties. We encourage you to review their privacy policies before submitting personal information.

14. Automated decision-making

We may use automated systems and analytics to help route inquiries, detect fraud, and improve the Services. Third-party lenders may use automated underwriting or decision systems under their own policies. We do not use automated processing in a manner that produces legal or similarly significant effects solely on our platform beyond what is described here and required disclosures provided by lenders where applicable.

15. Changes to this Privacy Policy

We may update this Privacy Policy from time to time. When we make material changes, we will post the updated policy on this page and revise the “Last updated” date. Where required by law, we will provide additional notice (such as a banner or email). Your continued use of the Services after the effective date of changes constitutes your acknowledgment of the updated policy, except where prohibited by law.

16. Contact us

If you have questions about this Privacy Policy, wish to exercise privacy rights, or need assistance with a request, contact us:

  • Email: support@gcdoesloans.com
  • Mail: GC DOES LOANS LLC, 3125 24th St, Boulder, CO 80304-2805
  • Phone: (240) 387-9595