Terms of Use

Effective date: April 8, 2026

Last updated: April 8, 2026

These Terms of Use (“Terms”) constitute a legally binding agreement between you and GC DOES LOANS LLC (“Company,” “we,” “us,” or “our”) governing your access to and use of the GC Payday Loans website and related online services (collectively, the “Services”). Please read these Terms carefully before using the Services.

1. Acceptance of terms

By accessing or using the Services, you agree to be bound by these Terms and our Privacy Policy, incorporated herein by reference. If you do not agree, you must not access or use the Services. If you are using the Services on behalf of a business or entity, you represent that you have authority to bind that entity, and “you” includes that entity.

2. Eligibility

You may use the Services only if:

  • You are at least 18 years old or the age of majority in your jurisdiction, whichever is greater.
  • You are a legal resident of the United States and accessing the Services from a jurisdiction where use is lawful.
  • You have the capacity to enter into a binding agreement.
  • You are not prohibited from using the Services under applicable law.

We may refuse service, suspend access, or terminate accounts at our discretion where permitted by law.

3. Description of the Services

The Services provide information, tools, and workflows that may help you request introduction or matching to third-party lenders or financial service providers. GC DOES LOANS LLC is not a lender, does not make credit decisions, and does not originate, fund, or service loans. Any loan or credit product is provided solely by an independent third party under its own agreements, disclosures, and policies.

Features may change over time. We may add, modify, or discontinue functionality with or without notice, except where prohibited by law.

4. No guarantee of results

Submitting information through the Services does not guarantee that you will receive an offer, that any offer will match a particular rate or term range shown on the website, or that you will be approved for credit. Approval, rates, fees, and funding are determined solely by third-party lenders based on their criteria and your creditworthiness and verification results.

5. Account registration and security

If you create an account, you agree to provide accurate, current, and complete information and to update it promptly. You are responsible for maintaining the confidentiality of your login credentials and for all activities under your account. Notify us promptly of any unauthorized use.

6. Prohibited conduct

You agree not to:

  • Violate any law, regulation, or third-party right.
  • Submit false, misleading, or fraudulent information.
  • Access or use the Services in any manner that could damage, disable, or impair our systems or security.
  • Use bots, scrapers, or automated means to access the Services without our prior written consent.
  • Attempt to reverse engineer, decompile, or circumvent technical measures.
  • Harass, abuse, or harm our personnel, users, or partners.
  • Use the Services for any unlawful, harmful, or exploitative purpose.

7. Intellectual property

The Services, including text, graphics, logos, layout, software, and other content, are owned by the Company or our licensors and are protected by copyright, trademark, and other intellectual property laws. Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for personal, non-commercial purposes. You may not copy, modify, distribute, sell, or create derivative works except as expressly permitted.

8. Third-party services and lenders

The Services may link to or integrate with third-party websites, lenders, and tools. We do not control and are not responsible for third-party content, policies, or practices. Your dealings with third parties are solely between you and them. You should read all loan documents, disclosures, and privacy notices provided by any lender before accepting an offer.

9. Fees

We do not charge you a fee solely for browsing general information on our website. Third-party lenders may charge interest, origination fees, late fees, or other charges as disclosed in their agreements. You are solely responsible for any fees you agree to with a lender or other third party.

10. Disclaimers

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS. SOME JURISDICTIONS DO NOT ALLOW CERTAIN DISCLAIMERS; IN THOSE JURISDICTIONS, DISCLAIMERS ARE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

11. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL THE COMPANY OR ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, GOODWILL, OR BUSINESS OPPORTUNITY, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICES OR ANY THIRD-PARTY LOAN OR PRODUCT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF THESE TERMS OR THE SERVICES WILL NOT EXCEED THE GREATER OF (A) ONE HUNDRED U.S. DOLLARS ($100) OR (B) THE AMOUNTS YOU PAID TO US (IF ANY) FOR THE SERVICES GIVING RISE TO THE CLAIM DURING THE TWELVE (12) MONTHS BEFORE THE CLAIM. SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS; IN THOSE JURISDICTIONS, OUR LIABILITY IS LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

12. Indemnification

You agree to indemnify, defend, and hold harmless the Company and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Services, your violation of these Terms, or your violation of any law or third-party right.

13. Dispute resolution; governing law

These Terms are governed by the laws of the State of Colorado and applicable U.S. federal law, without regard to conflict-of-law principles, except where preempted by federal law or where state consumer protection laws require otherwise. Subject to applicable law and any right you may have to bring claims in small claims court, you agree that exclusive jurisdiction for any dispute will be in the state or federal courts located in Colorado, and you consent to personal jurisdiction there.

Arbitration. Except where prohibited by law, any dispute arising out of these Terms or the Services may be resolved by binding arbitration administered under applicable arbitration rules, on an individual basis. YOU AND THE COMPANY WAIVE ANY RIGHT TO A JURY TRIAL OR TO PARTICIPATE IN A CLASS ACTION, EXCEPT WHERE SUCH WAIVER IS PROHIBITED BY LAW. If this arbitration provision is found unenforceable, the remainder of these Terms remains in effect.

14. Modifications

We may modify these Terms at any time by posting the updated Terms on this page and updating the “Last updated” date. Material changes may require additional notice where required by law. Your continued use after the effective date constitutes acceptance of the revised Terms. If you do not agree, you must stop using the Services.

15. Termination

We may suspend or terminate your access to the Services at any time, with or without cause or notice. Upon termination, provisions that by their nature should survive (including intellectual property, disclaimers, limitations of liability, indemnity, and governing law) will survive.

16. Contact

Questions about these Terms: support@gcdoesloans.com · GC DOES LOANS LLC, 3125 24th St, Boulder, CO 80304-2805 · (240) 387-9595